A New Standardin Personal Finance

The financial co-pilot that shows you what’s next with the math behind it.All computed, provable answers.

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Sightwork

Should I exercise my ISOs now, or wait?

Sightwork models your AMT exposure against current Form 6251 rules and shows the computation both ways.

Illustrative — examples of what Sightwork is built to answer.

Core Capabilities

Where your money goes

The order of operations that turns “I don’t know” into “do this next.”

The order of operations most high earners skip because the money feels “handled.” Emergency reserve, high-interest debt, the full employer match, the right account in the right sequence — every dollar placed where it does the most work.

Growth Engine

Making it work for you

Equity-comp decisions that are too expensive to get wrong.

Allocation built on real inputs, unwinding concentrated single-stock positions, and the equity-comp tax decisions that are too expensive to get wrong — AMT timing, exercise strategy, multi-year bracket management.

The Proof

The most expensive guess is equity comp

Same 10,000-share grant, two strategies, shown as a checkable computation. We show the work and prove every number.

10,000 ISOs · $4→$22

Exercise & Hold

Same-Day Sale(disqualifying disposition)

What you pay now — at exercise / sale

Exercise cost (strike paid)

−$40,000

paid from proceeds

Proceeds received

—

+$220,000

Withholding taken at sale

−$43,830

Cash now

−$40,000

+$136,170

What you owe at tax season — at filing

AMT owed

−$35,487

Regular-tax balance due

—

−$17,954

Still due at filing

−$35,487

−$17,954

Net position

−$75,487and you hold $220k in stock

+$118,216shares sold, none held

Single filer, 2025 federal rules, ISO bargain element as the only AMT preference. Same-day-sale withholding assumes 22% federal supplemental + Medicare; actual withholding varies by employer. Independently validated against Form 6251. Illustrative — your situation will differ.

Illustrative example using 2025 Form 6251 logic, single filer, federal only. $35,487 AMT on a $180,000 bargain element. Independently validated. Not tax advice.

Auditability

Every number is computed

Not guessed. Not approximated. Computed and provable.

A deterministic engine owns all the math; it traces to a dated source you can re-run. The language model explains the result in plain English — it never authors a figure or a recommendation. That’s the difference between a tool you can audit and an AI you have to trust.

Early Access

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